Real life examples of problems we have helped our clients solve:
|
The Business
|
Labour Hire |
| The Problem |
The owner’s marriage had ended and the agreed asset split resulted in one party taking the family home and one party taking the family business. With no property security business debt had to be refinanced. |
| The Solution |
Debtor finance provided by Scottish Pacific Benchmark. |
| The Outcome |
Divorce settlement completed and business continues to grow. |
| Why Scottish Pacific Benchmark |
No minimum contract term and no early termination fees. |
|
The Business
|
Art & Craft Wholesaler |
| The Problem |
Business growth was putting pressure on existing funding lines and increases to overdraft facilities were not possible. |
| The Solution |
Debtor finance provided by Scottish Pacific Benchmark. |
| The Outcome |
Business growth continues and has accelerated due to improved cash flow. |
| Why Scottish Pacific Benchmark |
Facility provided on a confidential basis with no property security required, Directors no longer have the family home pledged to support the business. |
|
The Business
|
Printing Company |
| The Problem |
Two years of poor performance covered by Directors contribution of additional funds raised against their family homes. Business had begun to grow and more funds were needed but the Directors wanted to cap the liability against their homes. |
| The Solution |
Debtor finance provided by Scottish Pacific Benchmark. |
| The Outcome |
New facility has enabled growth to continue. |
| Why Scottish Pacific Benchmark |
Existing debtor financier insisted on real estate security and Scottish Pacific Benchmark had no such requirement. Scottish Pacific Benchmark’s on-line web portal also provided far superior client account information and reports. |
|
The Business
|
Manufacturing |
| The Problem |
Growth restricted by a lack of available working capital and bricks and mortar security was fully pledged. |
| The Solution |
Debtor finance provided by Scottish Pacific Benchmark. |
| The Outcome |
Business growth enabled and greater profits generated as a result. |
| Why Scottish Pacific Benchmark |
Flexible attitude to high concentration with a few debtors that precluded many of our competitors. |
|
The Business
|
Meat Wholesaler |
| The Problem |
Business funded from outset without bank borrowings through tight credit control. Further growth relied upon extension of better terms to larger clients. |
| The Solution |
Debtor finance provided by Scottish Pacific Benchmark. |
| The Outcome |
New clients have built business turnover and profitability continues to improve. |
| Why Scottish Pacific Benchmark |
Client valued the flexibility of debtor finance and appreciated the personal, local service. |
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